Fee-only fiduciary · RIA
Fee-only fiduciary advice for families and business owners. One page shows every dollar of revenue this firm receives and its source. All of it comes from clients; none of it from products.
| No commissions, ever | Fee-only |
|---|---|
| Assets under advice | $740M |
| Typical all-in fee | 0.65% |
| Every adviser | CFP® |
Fee-only. Fiduciary. Fee schedule published. No products sold, ever.
Planning first. Investment management matters, but it is rarely the thing that changes an outcome.
Cash flow, tax, insurance and estate structure, reviewed annually. The plan is the product; the portfolio implements it.
Low-cost, globally diversified and tax-aware. We do not attempt to time markets and we will tell you why.
Concentrated position planning, sale structuring and what happens to a family the year after a liquidity event.
We meet your adult children at no additional cost. Most families lose their adviser at inheritance; that is a failure of relationship, not returns.
Fee schedule on the website. That alone narrowed my search to two firms.H. Nakamura · Business owner
They talked us out of an annuity our old adviser had recommended.Pat & Jo B. · Retirees
Sat down with our kids without being asked and without charging.M. Okonkwo · Family client
Planned the sale of the company three years before it happened.Struan D. · Exit planning
Three conversations before anyone signs anything, and no cost until you decide to proceed.
Half an hour, no cost, no preparation needed. Mostly us listening and you deciding whether you like us.
We gather everything and analyse it properly: tax returns, statements, insurance, estate documents. Two to three weeks.
Presented as a plain statement rather than a pitch, including what we think is wrong with your current arrangement. You keep it either way.
Quarterly reviews, annual deep planning, and access between times without watching a clock.
Every dollar
The fee on one page, the plan bound, the files kept. Nothing here that a network could hand to a second firm.
A second opinion costs nothing and takes about an hour. Half the people who come for one go back to their existing adviser reassured, and that is a fine outcome.
Fee-only. Fiduciary. Fee schedule published. No products sold, ever.