Fee-only fiduciary · RIA
Fee-only fiduciary advice for families and business owners, built to survive a generation. We meet your adult children years before anyone needs us to, at no additional fee.
Fee-only. Fiduciary. Fee schedule published. No products sold, ever.
Planning first. Investment management matters, but it is rarely the thing that changes an outcome.
Cash flow, tax, insurance and estate structure, reviewed annually. The plan is the product; the portfolio implements it.
Low-cost, globally diversified and tax-aware. We do not attempt to time markets and we will tell you why.
Concentrated position planning, sale structuring and what happens to a family the year after a liquidity event.
We meet your adult children at no extra cost and keep meeting them. Most families change adviser within a year of inheriting, and it is almost never about performance.
Our previous adviser was our parents' adviser and never once spoke to us directly. Winslow met the four of us in the first month and the conversation was completely different.
The Aldridge familyClients since 2019
Three conversations before anyone signs anything, and no cost until you decide to proceed.
Half an hour, no cost, no preparation needed. Mostly us listening and you deciding whether you like us.
We gather everything and analyse it properly: tax returns, statements, insurance, estate documents. Two to three weeks.
Presented in full, in plain English, including what we think you're doing wrong. You take it away whether or not you engage us.
Quarterly reviews, annual deep planning, and access between times without watching a clock.
The handover
The family table is where the second generation meets us, usually years before they need to.
A second opinion costs nothing and takes about an hour. Half the people who come for one go back to their existing adviser reassured, and that is a fine outcome.
Fee-only. Fiduciary. Fee schedule published. No products sold, ever.